Serving Rural Kenya
Breathing life into the community

Loan Pricing

The investment to access Yehu Financial Solutions

Loan Pricing

Business Loans

  • Interest charged at 1.75% per month.
  • Interest is calculated on a flat rate basis.
  • Application fee Kshs 500 or 1.5 % of loan amount (paid upfront)
  • Emergency fee 1.5% of the loan amount (paid upfront)

Mobile Loan

  • Interest charged at 6% per month.
  • Interest is calculated on a flat rate basis.
  • Application 0
  • Emergency fee 0

Consumer Loans

  • Interest charged at 2% per month.
  • Interest is calculated on a flat rate basis.
  • Application fee Kshs 500 or 1.5 % of loan amount (paid upfront)
  • Emergency fee 1.5% of the loan amount (paid upfront)

Agriculture Loans

  • Interest charged at 1.9% per month.
  • Interest is calculated on a flat rate basis.
  • Application fee Kshs 500 or 1.5 % of loan amount (paid upfront)
  • Emergency fee 1.5% of the loan amount (paid upfront)

Green Energy

  • Interest charged at 1.625% per month.
  • Interest is calculated on a flat rate basis.
  • Application fee Kshs 500 or 1.5 % of loan amount (paid upfront)
  • Emergency fee 1.5% of the loan amount (paid upfront)

Loans > Kshs 2,000,000

  • Interest charged at 26%.
  • Interest is calculated on a reducing balance basis.
  • Application fee Kshs 500 or 1.5 % of loan amount (paid upfront)
  • Emergency fee 1.5% of the loan amount (paid upfront)

Other Charges

  • Penalty for late payment: A one off 10% of installment (principle only) amount due bi-weekly/monthly up to 180 days.
  • Early repayment: it is free and attracts rebate for business loans

Payment Terms

  • Repayments are due bi-weekly/monthly on agreed dates.
  • Agriculture loans repayment are based cycle of the crop
  • Accepted payment channels: direct bank transfers, mobile money, cash is not allowed
  • Grace period is One Month for all loans

Quotation & Validity

  • All loan offers are valid for 30 days from approval.
  • Actual cost may vary depending on loan amount and repayment period.

Client Rights

  • You have the right to a free loan statement on request once per month
  • You can ask for a full breakdown of interest and fees before signing.
“The information is for general guidance. Detailed loan agreements will include full terms and conditions. Please read and ask questions before signing.”