Good governance is promoted across all areas of our business.
Chief Executive Officer
Adet N. Kachi
Has been at the helm of the organization as its CEO for more than 10 Years. Adet Kachi brought into the organization impeccable international experience having worked in Southern Africa in the same field before joining Yehu.
He has been instrumental in its tremendous growth and positioning in the Microfinance space both in Kenya and Africa. He is well endowed with strategic managerial skills besides being a Microfinance expert. Adet, is also a part time lecturer in a local University. As an MBA he is also pursuing a Doctorate degree in Business Administration.
Head of Credit Risk Management
Juma M. Dalluh
The officer has the longest years of service in the management team having risen up the rank and occupying various positions.
He has been instrumental to the customized diversified product portfolio in the organization and lately entrenched solid credit risk management instruments. As an officer of over 10 years of microfinance experience, he has attended various microfinance professional trainings and conferences which have played a big role in his competences in the industry.
Mr. Nicanori Kirigha has extensive auditing experience both in cooperative movement and Microfinance spanning over 10 years.
He has been instrumental in putting in place the Internal Audit infrastructure that has led to effective organizational controls. The auditing skills of the officer are also supported by strong professional qualifications. He holds an MBA in Strategic Management and is a CPA (K).
Chief Operations Officer
Bernice Njeri Githinji
The officer brings in strong institutional memory having risen the ranks within the organization after occupying diverse positions.
As the driver of the core business of the organization, The COO’s endowment with passion for customer satisfaction and particularly the rural focus has enabled her play a pivotal role that links everyone glued on desired service delivery. Her extensive microfinance experience that spans over 10 years and is supported by professional and academic qualifications in Information Technology and Business Management, Diploma and Bachelors respectively.
Head of IT
Gertrude N. Waruingi
The officer’s 5 years’ experience in the industry has been instrumental in putting together the challenging and dynamic IT infrastructure to cope up with the Fintech business interphase, an emerging key driver in value delivery.
The strong IT foundation in place promises an almost 100% automation operational environment to meet the diversified stakeholders in the business ecosystem, in the organization. Her hands on orientation is backed up with relevant qualifications in Bachelors in information technology.
Chief Finance Officer
Far far Daisy has strong background in accounting profession having over 9 years’ experience in different organizations which include NGO, Micro-finance, real estate and audit firms.
Her astuteness to details and seeking for new knowledge within her area of operation has influenced the necessary financial discipline and culture in the organization, hence enhancing the desired financial sustainability. She has over 7 years’ experience in the organization and her strong finance and accounting skills has been instrumental to the financial controls and structures in place to support both internal and statutory financial requirements. She was promoted to the positon of Chief Finance Officer from July, 2020 and her knowledge of the function and exposure during her tenure in the past years earned her the growth to higher responsibility. The demonstrated skills are also supported by the professional qualifications in accounting being a certified Public Accountant (CPA-K) as well as Bachelors of Commerce with a bias in Finance.
Human Resource & Administration Officer
Joy W. Karanja
Joy brings on board over 10 years’ experience in Microfinance as well as professional competences in the critical human resource function.
She is attributed to establishing the Human Resource function in the organization and has sustained a motivational performance management model adapted from the Balance Score card (BSC), as key driver of the organizational human effort. As a professional member of the Institute of Human Resource Management, backed up with a Bachelors in Business administration and MBA- Strategic Management, she is up to the task of the murky dynamic Human resource management as the real enduring strategic driver of organizational sustainability. She is a member of the Institute of Human Resources Management.
Yehu Microfinance Services Ltd (YMSL) provides a unique entity in the provision of financial services to the low segment of the market.