Breathing life into the community
Yehu adheres to all relevant laws and regulations. We continue to strengthen and align our governance structures, policies and procedures to support our operating environment and strategy.
The company is led by a competent Board under the leadership of Dr. Rita Lugogo with a strong social vision of empowering the socio-economically marginalized, in the rural Kenya.
Unique Entity
Yehu Microfinance Services Ltd (YMSL) provides a unique entity in the provision of financial services to the low segment of the market. It predominantly focuses on the rural poor of Kenya through an adapted Grameen group lending model.
Rapid Growth
This model has seen it rapidly grow in the Coastal Region of Kenya in the last 22 years and it has now successfully replicated the model in Eastern Region of Kenya with over 50,000 clients largely women and the youth, served through 15 branch outlets.
Focus
Yehu focuses on empowering socio-economically marginalized rural entrepreneurs through provision of financial literary and financing for creation and enhancing of businesses through loan products under: Business, Agriculture, Green energy, Asset, Micro-insurance, water & sanitation, education and consumer loans thereby improving their social and economic welfare.
Governance
Its Management is under Mr. Adet N. Kachi, a Microfinance Specialist and accomplished strategist who has been the driver of the rapid growth of the company experienced in the last 10 years, an average clientele growth rate of 40 per cent per annum.
Meet Our Executive Board Team


He has been instrumental in its tremendous growth and positioning in the Microfinance space both in Kenya and other African Countries. He is well endowed with strategic managerial skills besides being a microfinance expert.
Mr. Adet is also a part time lecturer in a local University. He is pursuing a Doctorate degree in Business Administration



She is a member of ICPAK practicing as Internal Auditor, Risk Management , Operations and quality management systems in public and corporate sectors.

Waceke holds a Bachelor of Science degree in Actuarial Science as well as various risk management certificates in operational risk and IT risk.
She is a member of the Institute of Risk Management (IRM) and Information Systems Audit and Control Association (ISACA)


Previously, Anne has held different roles as a Chief Finance Officer at JamiiBora Microfinance and as the Chief Internal Auditor at Musoni Microfinance.
Anne has served as a Board Member at The Institute of Internal Auditors. Due to her contribution, She was co-opted as a Training Committee member steering the Good governance in both public and private sectors.
Anne is a holder of Master’s Degree in Business Administration from The University of Nairobi and is currently defending a Doctorate Degree at the same University focusing on ‘Gender Diversity in Boards, Board Capital, Firm Characteristics and Performance of Microfinance Institutions in Kenya.
She is a Certified Secretary, a Certified Internal Audit Quality Assessor and an accredited Governance Auditor with distinct expertise in Corporate Governance, Risk Management, Finance management, Value Based Leadership and Internal Audit.
In line with her passion for leadership, she co-founded Nyamira County Women in Leadership Caucus where she nurtures her ambition to provide leadership advisories and mentorship programs to young women aspiring to grow up the ladder. Anne is a member of several bodies including The Institute of Directors, The Institute of the Certified Secretaries, The National Public Service Boards Forum, The Association of County Public Service Board Secretaries and The Women on Boards Network.