Breathing life into the community

Governance and Leadership

Yehu adheres to all relevant laws and regulations. We continue to strengthen and align our governance structures, policies and procedures to support our operating environment and strategy.

The company is led by a competent Board under the leadership of Dr. Rita Lugogo with a strong social vision of empowering the socio-economically marginalized, in the rural Kenya.

Unique Entity

Yehu Microfinance Services Ltd (YMSL) provides a unique entity in the provision of financial services to the low segment of the market. It predominantly focuses on the rural poor of Kenya through an adapted Grameen group lending model.

Rapid Growth

This model has seen it rapidly grow in the Coastal Region of Kenya in the last 22 years and it has now successfully replicated the model in Eastern Region of Kenya with over 50,000 clients largely women and the youth, served through 15 branch outlets.


Yehu focuses on empowering socio-economically marginalized rural entrepreneurs through provision of financial literary and financing for creation and enhancing of businesses through loan products under: Business, Agriculture, Green energy, Asset, Micro-insurance, water & sanitation, education and consumer loans thereby improving their social and economic welfare.


Its Management is under Mr. Adet N. Kachi, a Microfinance Specialist and accomplished strategist who has been the driver of the rapid growth of the company experienced in the last 10 years, an average clientele growth rate of 40 per cent per annum.

Meet Our Executive Board Team

Dr. Rita Lugogo

Chair Person

As the founder of the microfinance, she carries the vision of Yehu. Dr. Rita is passionately involved in community development in rural Coastal region through Choice Humanitarian, an International NGO whose Head office is in Utah, USA. She holds a PhD in human nutrition and was once a lecturer in the now Egerton University before she got fully immersed in community development activities.

Mr. Adet N. Kachi


Has been at the helm of the organization as its CEO for more than 10 Years. Adet Kachi brought into the organization impeccable international experience having worked in Southern Africa in the same field before joining Yehu. He has been instrumental in its tremendous growth and positioning in the Microfinance space both in Kenya. He is well endowed with strategic managerial skills besides being a microfinance finance expert. Adet, is also a part time lecturer in a local University. He is pursuing a Doctorate degree in Business Administration

Mr. George Ojiambo


Mr. George Ojiambo is an accomplished banker with over 20 years of banking experience. He has ably served as the Chairperson of the Credit Board Committee.

Mr. Nabil Adamjee


Mr. Nabil Adamjee has extensive experience in entrepreneurship with a wide network as a Rotarian. As a businessman, he runs a mining company and has extensive interests in green energy. He is the newest member have served barely one year.

Rose Nekesa Maruti


Madame Rose Nekesa Maruti is an HR professional with 21 years working experience, both Kenya and the region. She has vast Leadership and people management skills, having served in multiple capacities in Banking, Telecommunications and Manufacturing Industries in HR Generalist roles.

Ms. Jeth Wanjiku Maina


Madame Jeth Wanjiku Maina holds a Masters in Business Administration (MBA- finance option, Bachelor of Arts in Economics and sociology – BA Economics and sociology
She is a member of ICPAK practicing as Internal Auditor, Risk Management , Operations and quality management systems in public and corporate sectors.

Mr. Yusuf Oreu Lugogo


Mr. Yusuf Oreu Lugogo is a holder of Bachelor in Science and commerce Finance Option. Having expertise in Performance Management, Quality Management System (ISO 9000), project management, strategic planning, compliance, and Risk management. He has worked in the public and private sectors and currently working as a Country Director Choice Humanitarian organization