Loan Pricing

Serving Rural Kenya

Breathing life into the community

The investment to access Yehu Financial Solutions

Loan Pricing

Business Loans

Interest charged at 1.75% per month.
Interest is calculated on a flat rate basis.
Application fee Kshs 500 or 1.5 % of loan amount (paid upfront)
Emergency fee 1.5% of the loan amount (paid upfront)

Mobile Loan

Interest charged at 6% per month.
Interest is calculated on a flat rate basis.
Application 0
Emergency fee 0

Consumer Loans

Interest charged at 2% per month.
Interest is calculated on a flat rate basis.
Application fee Kshs 500 or 1.5 % of loan amount (paid upfront)
Emergency fee 1.5% of the loan amount (paid upfront)

Agriculture Loans

Interest charged at 1.9% per month.
Interest is calculated on a flat rate basis.
Application fee Kshs 500 or 1.5 % of loan amount (paid upfront)
Emergency fee 1.5% of the loan amount (paid upfront)

Green Energy

Interest charged at 1.625% per month.
Interest is calculated on a flat rate basis.
Application fee Kshs 500 or 1.5 % of loan amount (paid upfront)
Emergency fee 1.5% of the loan amount (paid upfront)

Loans > Kshs 2,000,000

Interest charged at 26%.
Interest is calculated on a reducing balance basis.
Application fee Kshs 500 or 1.5 % of loan amount (paid upfront)
Emergency fee 1.5% of the loan amount (paid upfront)

Other Charges

Penalty for late payment: A one off 10% of installment (principle only) amount due bi-weekly/monthly up to 180 days.
Early repayment: it is free and attracts rebate for business loans

Payment Terms

Repayments are due bi-weekly/monthly on agreed dates.
Agriculture loans repayment are based cycle of the crop
Accepted payment channels: direct bank transfers, mobile money, cash is not allowed
Grace period is One Month for all loans

Quotation & Validity

All loan offers are valid for 30 days from approval.
Actual cost may vary depending on loan amount and repayment period.

Client Rights

You have the right to a free loan statement on request once per month
You can ask for a full breakdown of interest and fees before signing.

“The information is for general guidance. Detailed loan agreements will include full terms and conditions. Please read and ask questions before signing.”